Steven & Lanacia Rachel
Your Credit Partner
Dear future 700+ score member,
I'm super excited that you are reviewing this information on my website. You'll thank me later for sharing all this with you...
You'll find that MyEcon has a super simple, step-by-step DIY blueprint for potentially removing negative items from your credit reports on your own.
The system provides you with all the resources needed to start the process. You don't have to think about this or that because it's systematically all laid out for you.
You're going to learn some things that will blow your mind when it comes to enhancing your credit scores.
If you ever thought that you wouldn't be able to live that good credit lifestyle, think again.... Because MyEcon delivers all the info you need to implement!
Just follow the steps in the back office and you'll be on your way to a level of financial access that you've always dreamed of.
I'm talking about potentially getting the best interest rates, multiple high limit credit cards, financing the car that you want plus access to CashFlow when you need it most.
This is all possible for anyone and it starts with having good credit scores. That's where we come in to help you get to that level.
Of course this is a process and it takes time to do it right, however you can start seeing major results quicker than you think...
The main thing is that you want to get started now because the sooner you start, the sooner your life can start changing!
I personally want to say, Congratulations in advance and welcome to a new world of possibilities!
I can't wait to see you inside the back office... 😊
Get The MyEcon System Now!
What Is A Good Credit Score?
For FICO, a good credit score is 670 or higher; a score above 800 is considered exceptional.
For Vantage Score 3.0, a good score is 661 or higher, and a score of 781 to 850 is excellent.
On the flip side, FICO scores below 670 fall into the fair and poor range, while Vantage Score 3.0 scores below 660 are considered fair, poor, or very poor.
FICO and Vantage Score aren't the only credit scoring models. However, they are the most commonly used models and the ones used by the three major credit bureaus: Experian, Equifax, and TransUnion.
Some lenders even have their own scoring models. But most lenders and credit card companies use FICO scores or Vantage Scores.
How Are Your Scores Generated?
There are 5 Factors that make up your credit scores.
1. Payment History - 35%
One of the most significant elements that make up a credit score is payment history. Your payment history documents whether you've paid your bills on time and outlines a detailed history of your bill payments for each of your reported accounts.
2. Credit Utilization - 30%
When it comes to your credit scores, the amount of debt you owe also commonly referred to as your credit utilization is second in importance.
Credit utilization is how much debt you're carrying versus how much credit has been extended to you collectively and on individual credit cards.
3. Credit History - 15%
Length or age of credit history is how long you've had credit lines in your name. It accounts for about 15% of your credit score, and there's not much you can do except be patient to help this factor improve.
4. Credit Mix - 10%
What does credit mix mean? Basically, credit scoring models want to see that you can manage different types of financing, most notably revolving accounts, such as a credit card, and installment accounts, such as a mortgage or auto loan.
5. New Credit - 10%
Also known as credit inquiries, the pursuit of new credit negatively affects your score. Every time you apply for credit, your score goes down. There are some exceptions to this rule.
How To Get Your Credit Reports For FREE
You can get a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies through AnnualCreditReport.com
How To Get Your Credit Scores For FREE
Invest in your credit score and watch it pay off in a BIG way!
MyEcon is the best option for those who want to take control of their financial future and improve their credit score.
With our comprehensive guide and easy-to-use tools, you'll learn all the secrets the credit bureaus don't want you know. Don't let a low credit score hold you back any longer... Take the first step towards financial freedom.